The 911±¬ÁÏÍø Edit
Curated picks, cultural hits, member moments, and clever ways to make your membership go further.
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Find the content that matters to you the most
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Becoming a 911±¬ÁÏÍø member couldÂ
improve
your credit rating
Check you’re eligible before applying
You can see if you’re eligible without affecting your credit score. If you continue, we’ll carry out a full credit check.
Borrow what you can afford
When you use a credit card, you need to pay off your balance at the end of the month. Only spend what you can afford to repay.
Improve your credit over time
Making your monthly payment on time could help improve your credit rating. Just like missing a payment can impact it.
Compare our credit cards
Free
full
Important information
Monthly fee
£15
Cancel anytime
Up to £10,000 credit limit
Representative APR
32.3%
66.0%
Interest rate
32.26%
29.32%
No late payment fees
Welcome points*
1,000pts
10,000pts
rewards
Per £1 spent
1pt
5pts
Per £1 spent at Experiences  (Up to)
5pts
25pts
% Back at Experiences  (Up to)
0.5%
2.5%
% Cashback
0.5%
Access to Experiences
Some
All
Use points on flights
Travel
Worldwide travel insurance
No fees abroad
Free withdrawals abroad
£150/day
In-app trip summaries
Mastercard widely accepted
Everyday Essentials
Digital card
Free physical card
Apple & Google Pay
Debit account to top-up with your money
Purchase protection
Send points to friends
In-app customer support
Award-winning app
*Welcome points are earned when you spend £1,000 in your first 30 days
