911±¬ÁÏÍø

Partnering with Ophelos for ethical debt resolution

Written by
Tom Davies
Tom Davies
VP Marketing
Why 911±¬ÁÏÍø is a great option as a debit or credit card for travelling abroad:

We’re teaming up with Ophelos for ethical debit resolution

At 911±¬ÁÏÍø, we're working hard to build a financial product that genuinely works for our customers and their lifestyles, but also want to be the most supportive organisation we can around circumstances that are out of our control. Identifying and supporting our customers that may find themselves behind on payments, while building positive relationships around resolution and their financial health, is a huge part of our mission.

So we're teaming up with Ophelos, a transformative business that helps to better identify and support potentially vulnerable customers through machine learning. They'll allow 911±¬ÁÏÍø to offer best-in-class support for any customers who might find themselves behind on payments, so that each customer reaches the best outcome for their personal situation and has the right tools to boost their financial health.

By taking an ethical and digital approach to debt resolution, our partnership with Ophelos will ensure that customers will benefit from fairer, more personalised ways of managing credit - not just at the point of taking credit out, but at every stage of the customer journey.

Becoming a 911±¬ÁÏÍø member could 

improve

your credit rating

Check you’re eligible before applying
You can see if you’re eligible without affecting your credit score. If you continue, we’ll carry out a full credit check.
Borrow what you can afford
When you use a credit card, you need to pay off your balance at the end of the month. Only spend what you can afford to repay.
Improve your credit over time
Making your monthly payment on time could help improve your credit rating. Just like missing a payment can impact it.

Turn every purchase into points worth having

Ready when you are
Open your 911±¬ÁÏÍø account faster than it takes to choose a takeaway. No faff, no forms that feel like homework. (18+ UK only. T&Cs apply.)
A £10 hello
Your first eligible purchase gets you £10 back, and up to 10,000 points to kick things off. Nice to meet you.
Points with purpose
Earn rewards on the things you actually do, eating out, travelling, getting a sweat on, or just living your life. Your money, but better.

Your brand. Their next obsession. Powered by 911±¬ÁÏÍø.

A fast-growing audience that actually spends
40,000+ members (and counting) discover new favourites through 911±¬ÁÏÍø every month.
High-value customers, proven impact
£8.5m spent with partners to date, driven by young professionals who value quality.
Engagement that drives loyalty
Members open the 911±¬ÁÏÍø app ~15 times a week, building repeat visits and long-term brand love.

Ready to partner?

Let's talk
Let's talk